Payment pricing

Transparent payment pricing, built around how you process.

We review your volume, card mix, average ticket, and business type before recommending a pricing structure. No padded fees. No surprise rate creep. No one-size-fits-all quote.

How we price

A structure that fits your business — not a number we pulled from a rate sheet.

Interchange-plus / cost-plus

You see the true cost of each transaction plus a clear, fixed markup — the most transparent way to process.

Flat-rate options

One simple rate for businesses that want predictable pricing without watching every line item.

Cash discount & surcharge

Where allowed, pass eligible card costs to the customer and keep more of every sale — set up compliantly.

Level 2/3 savings

Qualify eligible business, commercial, and purchasing card transactions for lower interchange.

Statement review

Send a recent statement and we'll show you, line by line, what you're paying today and where it can come down.

No hidden fees

The rate you sign up for is the rate you keep — no quiet quarterly bumps or fees buried in the statement.

What you won't get

No long-term contract. No cancellation fees. No rate creep.

We earn the relationship every month. Stay because the savings are real and the support is better — not because you're locked in.

Find out what you should be paying.

Send a recent statement and we'll review your volume, card mix, and average ticket — then recommend the right structure. We'll tell you up front if we're not the right fit.

Send a Statement for Review Call (866) 615-4970

Perceptive Processing · 211 NW Executive Way, Suite H, Lee's Summit, MO
New business: sales@perceptivepro.com · Already a customer? support@perceptivepro.com · Support 24/7